Bürgwertung automatically evaluates market data and adapts your strategy to your personal risk tolerance. Every recommendation remains understandable – without speculation, without technical jargon.
Classic investment models often only react when losses have already occurred. A data-based system reacts sooner.
Portfolios are often adjusted according to rigid quarterly plans. Market conditions can change significantly between two test dates without any reaction being made. For investors in retirement, this means that fluctuations affect the portfolio unfiltered.
Bürgwertung continuously checks relevant market data and compares it with the defined risk profile. Deviations from the desired risk level are detected before they impact the overall result.
Exemplary representation of the test frequency, no guaranteed return statement.
Three mechanisms work together without you needing any prior technical knowledge.
The system records your information about your investment horizon, withdrawal requirements and loss tolerance and regularly checks this based on your actual behavior.
Changes in the markets are continually compared with your risk profile. If there is a deviation, the weighting will be adjusted, not at the next reporting date.
A defined buffer reduces the position size before specified risk limits are reached. This leaves room for countermeasures.
Every step is documented and can be traced upon request.
Market data, interest rate developments and your personal risk profile are brought together in a structured manner.
Models identify deviations from historical patterns and evaluate their relevance for your portfolio.
The system creates a concrete, justified recommendation. The final decision remains with you or your advisor.
The view shows your current risk status, the last adjustment and the reason for it in one line. No nested menus, no unnecessary diagrams.
The three questions we are asked most frequently.
All personal and financial data is stored encrypted and used exclusively for analyzing your risk profile. It will not be passed on to third parties for advertising purposes.
Each position is subject to a predetermined risk limit. If this limit is reached, the system automatically reduces the weighting before a major loss can occur.
Yes. Bürgwertung manages the analysis, not the control over your capital. Deposits and withdrawals are made via your existing account with your bank or broker.
The analysis is non-binding and shows a concrete assessment of your current risk profile.
No obligation, no automatic access to the account.